LOAN RATES
RACOM now offers Guaranteed Asset Protection!
The dramatic plummet of your car's value as soon as you drive it off the lot can put surprising and undue strain on your wallet if your car is totaled. The actual cash value of your car can be substantially less than what you still owe on your loan. Since you're responsible for paying the remainder of your loan even when your car is totaled, you might have to come up with thousands out of your pocket unless you have Guaranteed
Asset Protection (GAP).
Benefits:
- Covers the financial "gap"
- Prevents deficiency balance from being added to new loan
- Available for both new and used vehicle purchases
- AFFORDABLE protection that can be financed into the loan
Contact Vicki or Jamie for more information.
| Year of Collateral | 0% down | Max Term months |
|---|---|---|
| 2010 2009 2008 | 3.99% | 24 |
| 3.99% | 36 | |
| 4.50% | 48 | |
| 4.50% | 60 | |
| 5.00% | 72 | |
| 2007 2006 2005 | 5.00% | 24 |
| 5.00% | 36 | |
| 5.50% | 48 | |
| 6.00% | 60 | |
| 2004 2003 2002 | 6.00% | 24 |
| 6.00% | 36 | |
| 6.50% | 48 | |
| 7.00% | 60 | |
| ALL OTHERS | 7.50% | 24 |
| 7.50% | 36 | |
| 8.00% | 48 | |
| 8.00% |
60 |
*** Subject to Average Retail Price of at least $3,000
<<<<Ask about our great rates for recreational & seasonal merchandise>>>>
All vehicle rates are subject to unsecured rates depending on retail value of vehicle.
*** SHARE SECURED LOAN RATE - RCCU ACCOUNTS***
Rate Length of Loan
4.00% 24 Months
*** FLOOD ASSISTANCE LOANS ***
$5,000 Maximum; as low as 5.00% for 48 months
*** UNSECURED/SPRUCE UP/MERCHANT PARTNER LOAN RATES ***
As low as 7.00% for 48 months
Used for landscaping, home improvements, purchase of furniture/appliances
(Subject to Credit Approval)
Your Credit Union offers Credit Disability along with GAP Insurance.
We also offer Single & Joint Credit Life Insurance. Ask a loan officer for a quote
RATES ARE SUBJECT TO CHANGE AT ANY TIME
*** EFFECTIVE: July 29, 2010***
